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Privacy Policy

Personal Information

Personal information collected through this site is solely obtained from you. Personal information may include your name, birth date, telephone number, postal address, e-mail address, financial information, or other personally identifiable information.

Our policy is to maintain the privacy of personal information and not to use or disclose it except as provided in this Privacy Policy. For example, you may use this site to send us your questions or comments. When you send us a question by e-mail, we will use your return e-mail address to respond to your question. We will not use your return e-mail address for other purposes and will not share your return e-mail address with others except as provided in this Privacy Policy.

While our policy is not to disclose personal information to outside parties, we may disclose such information if we have your permission beforehand or if there are special circumstances, such as when we believe that disclosure is required by law.

Anonymous Information

The anonymous information that we collect through this site may include the type of web browser you use, the name of the domain from which you accessed the Internet, the Internet address from which you accessed this site, the pages and areas that you have visited on this site, the date and time you accessed this site, and other information that is not personally identifiable.

We use anonymous information collected through this site primarily to improve the content and usefulness and to customize the content or layout for individual users. We may also use anonymous information to improve our marketing efforts.

Online Advertisements

This site may display online advertisements, and we may share with advertisers the aggregated (collective) anonymous information we collect through this site. In some instances, we may use such information to deliver tailored advertisements. For example, if an advertiser describes to us an audience it wants to reach and provides us with an advertisement tailored to that audience, we may display the advertisement to the intended audience based upon the aggregated, anonymous information we have collected. We do not share personal information with advertisers.

Data Security

This site has electronic security measures in place to protect against the loss, misuse, and alteration of the information under our control. While we will make every reasonable effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information. Security measures are also in place at the physical facilities where our servers are located to protect against the loss, misuse, and alteration of information that we have collected from you.

When we receive or transfer certain types of sensitive information, such as financial information, we utilize standard encryption technology and your browser may notify you of the secure transaction. We do not encrypt unsolicited e-mail, however, so you should avoid including personal information in any unsolicited e-mail that you send to us.

"Cookies" and How We Use Them

A “cookie” is a small data file that can be placed on your hard drive when you visit a website. We may use cookies to collect, store, and sometimes track information for statistical purposes to improve the products and services we offer. If you are a registered user, we may use a cookie to save your settings and to provide customized access. We use cookies to store user preferences, to record session information, to record user-specific information on what pages users access or visit, to record past activity at a site to provide better service when users return to our site, to ensure that users are not repeatedly sent the same banner ads, to customize site content based on users’ browser type or other information that the user sends. These cookies do not enable third parties to access any of your information, unless they have access to your hard drive.

Advertisers may also use their own cookies. We do not control the use of such cookies and expressly disclaim responsibility for any information collected through them.